Compare Policies Tax Guide and MLS Calculator Understanding Your Cover Your Rights and Complaints Fund Reviews Switching Funds

Australia's private health
insurance guide

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15M+
Australians covered (1)
34
Registered funds
4
Gov. tier levels
3,000+
Policies available
Everything you need

Your complete private health resource

Whether you are choosing cover for the first time, switching funds, or dealing with a dispute, we cover it all.

$101,000
Singles MLS threshold 2025-26
2%
LHC loading per year after 31
45%
Australians with hospital cover (1)
1 April
Annual premium increase date

Had a claim denied? Dispute with your insurer?

DisputeSmart is an independent insurance dispute advocacy service for Australians navigating complaints and AFCA disputes. We help you understand your rights, draft your response, and get the outcome you deserve.

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